One Plan. Every Piece Connected.
Built on more than 50 years of combined experience in the military, business, and financial services, and focused on helping Oklahoma families, ranchers, landowners, and business owners see the whole picture and plan for it.
Start a ConversationBuilt for the families and businesses others overlook.
Build Your Legacy.
Protect What Matters.
High-net-worth families, business owners, and employers can be underserved in risk management, wealth preservation, and strategic planning. Our founders, Phil Nichols and Dave Evans, saw the opportunity, and the responsibility, to change that.
Drawing on over 50 years of combined experience in building businesses, leadership, succession planning, estate planning, insurance, benefits consulting, and risk architecture, they built Black Oak Alliance: a multi-disciplinary, values-driven firm focused on practical, protective planning for successful families, entrepreneurs, and closely held businesses.
The people behind your plan.
Phil Nichols
Phil Nichols does this work so families and business owners can protect what they have built and pass on a legacy with confidence. A veteran who served as a Special Tactics Operator, Phil built HR Benefit Planners from the ground up after honorably leaving the military, an employee benefit and HR outsourcing organization for business and trade associations. That experience is part of more than 30 years across the military, financial services, estate planning, and outsourcing industries. Phil studied Human Resources at Bellevue University and serves on several nonprofit boards. As a speaker, writer, and podcaster, he is continually looking to help veterans, individuals, and business owners succeed in their businesses and in life. Phil has been married to his wife, Tonya, for 36 years, and they have several adult children and grandchildren.
Dave Evans
Dave Evans does this work so families and business owners can face big decisions with calm, clarity, and a plan for their family, business, and land. As a former Air Force combat pilot who commanded three squadrons, he knows the value of preparation, teamwork, and clear communication. For the last 11 years he has brought that same steady approach to business owners, helping them manage risk, plan ahead, grow, and improve how their companies run. A licensed insurance agent in Oklahoma for the last 8 years, Dave works side by side with Phil on employee benefits, estate planning, and complex life insurance cases. He is an Investment Adviser Representative of Sequent Planning, LLC, and holds an MBA. Dave lives in Edmond, Oklahoma, with his wife, Andrea, and their son and daughter.
Where plans break down, we look at the whole.
Plans often break down at the seams when the will doesn't match the insurance, the business plan ignores the estate, or the retirement plan forgets the tax bill. We look at how every piece affects the others.
Estate & Legacy
Coordinating your wishes with how assets are titled, insured, and passed on.
Tax Coordination
Considering how decisions may affect taxes, alongside your CPA.
Retirement & Income
Aligning income needs, Medicare, and long-term care with the rest of your plan.
Business & Ranch Succession
Planning transitions that respect the business, the land, and the family.
Insurance & Risk
Identifying gaps and overlaps so protection supports the larger plan.
We work hand-in-hand with your independent attorneys and CPAs. Black Oak Alliance does not provide legal or tax advice, and legal and tax advice is not offered through Sequent Planning.
Oklahoma roots. Generational focus.
A clear process from first talk to follow-through.
Listen
Understand your family, business, land, and goals.
Map
Review how estate, tax, retirement, succession, and insurance fit together.
Coordinate
Bring your attorney, CPA, and our team to the same table.
Implement
Turn the plan into action, step by step.
Revisit
Review as life, law, and the business change.
Strength that grows over time.
The oak is a symbol of strength, stability, and endurance. Your plan should be, too. Let's talk about what you've built and what comes next.
Start a Conversation