Welcome to The Black Oak Alliance (“we,” “our,” “us,” or “the Company”). By accessing or using our website — www.blackoakalliance.com — you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please discontinue use of our website immediately.
2. Scope of Services
The Black Oak Alliance provides educational content, consultation opportunities, and access to financial, insurance, and estate-planning services. All materials on this website are for informational and educational purposes only and do not constitute financial, legal, tax, or investment advice. Before making decisions, you should consult with a licensed professional, attorney, or financial advisor.
3. Eligibility
By using this website, you confirm that you: - Are at least 18 years old; - Have the legal authority to enter into these Terms; - Will comply with all applicable laws and regulations while using the website.
4. Intellectual Property
All content on this website — including text, graphics, logos, icons, images, videos, downloads, and software — is the property of The Black Oak Alliance or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.
5. Use of Website
You agree not to use the website to: - Engage in unlawful or fraudulent activity; - Attempt to gain unauthorized access to our systems; - Interfere with the functionality, security, or availability of the website; - Post or transmit offensive, defamatory, or infringing materials.
We reserve the right to suspend or terminate access to the website for any user who violates these Terms.
6. No Guarantee of Results
While we strive to provide valuable insights and services, The Black Oak Alliance does not guarantee specific outcomes regarding estate planning, insurance coverage, or financial results. Individual results depend on personal circumstances and decisions made by each client.
7. Third-Party Links and Resources
Our website may include links to external websites operated by third parties. These links are provided for convenience and do not signify endorsement. We are not responsible for the content, privacy practices, or accuracy of information on third-party sites.
8. Disclaimer of Warranties
The website and its content are provided on an “as is” and “as available” basis without warranties of any kind. We make no representations or warranties, express or implied, about the completeness, reliability, or suitability of the website content for any purpose.
9. Limitation of Liability
To the maximum extent permitted by law, The Black Oak Alliance and its affiliates, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from: - Your use or inability to use the website; - Reliance on any information provided on the site; - Errors, omissions, interruptions, or delays in operation.
Some jurisdictions do not allow the exclusion of certain liabilities; in such cases, our liability will be limited to the fullest extent permitted by law.
10. Indemnification
You agree to indemnify and hold harmless The Black Oak Alliance, its officers, employees, and affiliates from any claims, damages, losses, liabilities, or expenses arising out of: - Your use of the website; - Your violation of these Terms; or - Your infringement of any third-party rights.
11. Privacy
Your use of the website is also governed by our Privacy Policy. Please review it to understand how we collect and use personal data.
12. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Oklahoma, without regard to its conflict of law principles. Any disputes arising under these Terms shall be resolved exclusively in the state or federal courts located in Oklahoma County, Oklahoma.
13. Changes to Terms
We may update or modify these Terms from time to time. All changes will be posted on this page with a revised “Last Updated” date. Your continued use of the website following any update constitutes acceptance of the revised Terms.
14. Contact Us
If you have questions about these Terms and Conditions, please contact us:
The Black Oak Alliance Email: [email protected] Phone: 405-805-1054 Website: www.blackoakalliance.com Address: Oklahoma City, OK